Are Outpatient Depression Treatments Covered by Insurance?

When dealing with a mental health issue like depression, making the decision to get help can be overwhelming. There are many aspects of treatment for depression to think about before choosing the steps to get help, and for many, the financial side of treatment is one of the most challenging things to consider. So, many who are struggling with depression may wonder, “does insurance cover the cost of depression treatments?”. Certainly, knowing more about your financial coverage options can help you make the best decision for your treatment needs. And, in many cases, insurance helps people get the depression help they need.

Identifying What Depression Is

Depression is an overarching term for the experience of depressive disorder diagnoses. There are a number of different depressive disorders that all have one similar characteristic – experiencing overwhelming feelings of sadness and despair for long periods of time. According to the National Institute of Mental Health, in the year 2020, over 21 million adults in the US reported experiencing a depressive episode. So, depressive disorders are common. But, the symptoms of these conditions can be debilitating and negatively affect daily life.

Recognizing the symptoms of depressive conditions can help people realize that they may be living with a depressive disorder. Some of the most common signs and symptoms of depressive disorders include:

  • gaining or losing weight in a short period of time
  • lack of hygiene
  • inability to fall or stay asleep or sleeping too much
  • feelings of sadness, worthlessness, and despair
  • self-medicating with drugs or alcohol
  • lack of concentration
  • exhaustion
  • suicidal ideation or self-harm
  • apathy for previously enjoyed activities

Barriers to Getting Help for Depression

Fortunately, treatments involving various and personalized approaches are effective in helping people struggling with depression. But, unfortunately, many people living with depressive disorders don’t get the help they need. Some of the common obstacles to getting help for depression include:

  • fear of judgment from loved ones, coworkers, and others
  • stigmas surrounding depressive disorders that people living with them are weak-minded, crazy, etc.
  • scheduling conflicts – believing treatment cannot be worked into one’s personal schedule around work and family life
  • not being able to afford it or believing that insurance won’t cover depression treatments

Does Insurance Cover the Cost of Depression Treatments?

Since being able to afford depression treatment is one of the main obstacles that people have to overcome in order to get help, knowing whether or not insurance covers the cost of treatment can be beneficial to many. Unfortunately, there is no solid answer to this question as every insurance company and insurance plan is different. However, many insurance companies do offer policies that fully or partially cover the costs of depression treatments. The only way to know if you will receive coverage is to talk to your insurance provider about your benefits for mental health treatment care. And, after knowing what your insurance policy covers, find a depression treatment center that accepts your insurance policy.

Depression Treatments at Delray Center for Healing

Delray Center for Healing offers outpatient treatment services for people living with depression disorders. This allows people who may worry about committing time to treatment to be able to get the help they need according to their schedule. At our facilities, we accept a number of insurance plans. Talk with us today about whether or not we accept your insurance to get started on your road to healing today.